[00:00:00.000] - Speaker 1

One.

[00:00:02.860] - Speaker 2

In three Americans has either an arrest or a conviction record. It can create barriers to getting a job, to getting housing, to getting an education. And so this creates significant friction in the labor market. By some estimates, the cost to the economy is roughly $70 to $80 billion annually. And those are real costs to the economy. But more importantly, they're real cost to families and individuals and communities.

[00:00:34.660] - Speaker 3

When I was a teenager, I was arrested and pled guilty to a misdemeanor. So for the next 20 years, every time I got a new job, every time I got into when I got into law school and seeking admission to the bar, 我必须不断地给出背景和解释，为什么我的记录上有轻罪定罪. I feel like I've been really fortunate to be able to get my law degree, to be able to work at J. P. Morgan Chase, and there's something I can offer to people who could use some help.

[00:01:05.720] - Speaker 2

Over the last three years, 我们新雇佣的员工中大约有10%是有犯罪记录的人，他们的犯罪记录与他们被雇用的工作无关，而且符合我们的监管框架.

[00:01:19.880] - Speaker 4

Jp Morgan Chase is a band the box company. 这意味着我们在申请或选择过程中不会询问某人的犯罪背景. 重要的是让他们得到公平的机会，让他们的技能和才能为他们说话.

[00:01:40.080] - Speaker 5

坐过牢的人每年的收入往往是同龄人的一半左右, people who are very much similar to them in other respects, who do not have a criminal record. 在监狱服刑的这段时间，使他们与一般人的收入轨迹永远不同，而且收入更低. The same actually held true for lower level criminal records. Even a misdemeanor conviction can reduce someone's annual earnings by around 15 %.

[00:02:12.860] - Speaker 2

Once someone has fulfilled their justice system obligations, they should be able to move on from that record. 如果他们有资格封存或删除记录，就不应该一辈子跟着他们. 这个国家的绝大多数人从来没有进行过清除或密封过程，因为它既复杂又昂贵又耗时. 对于那些没有时间和资源从他们的记录中走出来的人来说，我们有一个不公平的竞争环境.

[00:02:57.480] - Speaker 3

The way that these statutes act on all these different convictions, it's complicated. And trying to figure out the right way to submit these application, which can vary not only from state to state, but from county to county, it's incredibly difficult. 指望一个不在法律领域工作的人能够独自驾驭这一切，这是一个过高的要求.

[00:03:24.520] - Speaker 2

清白或自动删除记录的立法很重要，因为在一个特定的州或司法管辖区, we'll identify lower level or low risk crimes that can be automatically sealed or expunged, which means it doesn't have to go before a judge. 这确实为那些可能没有资源或时间通过许多州现在所拥有的请愿程序的人提供了公平的竞争环境.

[00:03:58.680] - Speaker 5

The obvious advantage to an automatic ceiling system is that it reaches many more people. One of the concerns that we've heard from lawmakers is that it does cost money. It takes an upfront investment. 澳博官方网站app站在我们这边，帮助我们回答这个问题，向持怀疑态度的立法者和公众清楚地表明，随着越来越多的人进入劳动力市场，成为对劳动力有贡献的成员，我们的投资就能获得可观的回报，这一点非常有力.

[00:04:28.460] - Speaker 2

One of our lawyers on the Pro Bono legal team reached out to me one day. He's a lawyer who's in Chicago. He said, Hey, I've been reading about this Second Chance work. He said, We've now built these community branches that JP Morgan Chase has, do you think we could host some expungement clinics in our community branches? 我们立刻意识到这为社区和我们所服务的社区创造了巨大的价值. Now we're in the process of replicating that and scaling that to other communities. I remember.

[00:05:06.800] - Speaker 1

Clients coming in and saying to me, What is going on today? I said, Oh, we're doing an expungement clinic. They were blown away. Chase is doing what? That word is getting out. And not only did we help people that day, but we referred other people who were just in the lobby and saw that we were doing this. I had a gentleman who, particularly that day, was running a few minutes late, and he had an appointment and we told him, We're going to take care of you, but we're running a little bit behind if you don't mind waiting. And he looked at us and he said, I've waited 35 years for this. I don't mind waiting.

[00:05:57.600] - Speaker 2

We bring the whole firm to this effort on second chance. Everybody plays a role. 我们需要在场的所有参与者发挥各自的作用，以便能够有效地推进政策.